Terms

Terms of Use

This site is educational material only, not advice and not an offer.

Educational only

Everything on Kolar Gold Desk is educational material. It is not investment advice, not a recommendation, and not an offer to buy or sell any financial instrument. You must make your own trading decisions.

We are not a licensed adviser and do not know your personal financial situation. If you need advice, consult a qualified professional who is regulated in your jurisdiction.

Risk of CFDs on gold

CFDs on gold (XAU/USD) carry a high risk of loss. Leverage can amplify both gains and losses. Most retail CFD accounts lose money. You should not trade with money you cannot afford to lose.

The maximum leverage available in India through FxPro is up to 1:200, and up to 1:500 for eligible traders after an experience and financial assessment. That is a cap, not a setting to aim at.

Figures and affiliate links

All figures on this site are dated. We read the broker’s documents on a specific date and publish that date. Terms change, so you must verify every number with the broker before trading.

Some links are affiliate links. If you click one and open an account, we may earn a commission. Your relationship is with the broker, not with us. We are not responsible for the broker’s actions.

What Kolar Gold Desk Is and What It Is Not

Kolar Gold Desk is an independent information website about trading gold (XAU/USD) as a CFD through the broker FxPro, written for readers in India. It explains how a standard lot of 100 oz works, how one pip moves 0.01 in price, and what the true cost of a trade includes. The site is not a financial adviser, a broker, or a fund manager, and it does not execute trades or hold client money.

The content on this site is educational and informational only, not a recommendation or offer to buy or sell any financial product. Nothing on Kolar Gold Desk tells you whether a gold trade is right for your situation, how much to risk, or when to enter or exit. Because CFDs on gold are leveraged products, any decision you make after reading this site is yours alone and should be based on your own research and risk tolerance.

Kolar Gold Desk does not claim to provide complete, real-time market data or trading signals. It explains cost components such as spreads, swaps, and margin, but it cannot predict what those costs will be on any given day. The site may reference a reference price near 4275.0 for gold, but that is illustrative only and not a live quote. Always confirm current prices, spreads, and swap rates on your trading platform before acting.

The Affiliate Relationship, Stated in Full

Kolar Gold Desk has an affiliate relationship with FxPro, the broker whose instruments are discussed on this site. If you click a link from this site to FxPro and open an account, Kolar Gold Desk may receive compensation from FxPro. This does not change the factual information presented, but it does create a commercial incentive that you should know about when evaluating any broker-related content.

All content on Kolar Gold Desk is written before any affiliate consideration. The site does not promote FxPro because of the affiliate fee; it discusses FxPro because it is the broker behind the gold CFD information readers in India ask about. Still, the affiliate relationship means that Kolar Gold Desk benefits financially if you sign up with FxPro after clicking a link on this site.

The affiliate compensation is paid by FxPro, not by you. Opening an account through a Kolar Gold Desk link does not add any cost to your trading. The spreads, swaps, and other charges you pay to FxPro are the same whether you arrive through this site or directly. Kolar Gold Desk does not receive any part of your trading losses or profits, and it does not have access to your trading account or personal details.

Limits of Liability in Plain Words

Kolar Gold Desk is not liable for any financial loss you incur while trading gold CFDs or any other instrument. Trading gold CFDs with leverage up to 1:200, or up to 1:500 for eligible traders after an experience and financial assessment, carries a high risk of losing your entire margin. The site explains how a 0.10-lot gold position at 1:200 needs about $85.50 margin, but that is a worked example, not a guarantee of what your own margin requirement will be.

The information on this site is provided as is, without warranty of accuracy, completeness, or timeliness. Prices, spreads, swap rates, and margin requirements change constantly, and FxPro's terms may differ for your account type or jurisdiction. Kolar Gold Desk is not responsible for any errors or omissions in the content, nor for any actions you take based on that content.

To the maximum extent permitted by law, Kolar Gold Desk and its writers disclaim all liability for direct, indirect, incidental, or consequential losses arising from your use of this site. This includes losses from trading, losses from delayed or inaccurate information, and losses from any technical failure of the site. You are solely responsible for verifying all details with FxPro before placing a trade, and for managing your own risk at all times.

The Law That Applies to These Terms

These terms and your use of Kolar Gold Desk are governed by the laws of India, without regard to conflict of law principles. If any dispute arises between you and Kolar Gold Desk regarding the content, the affiliate relationship, or the site's operation, the courts of India will have exclusive jurisdiction. This applies even if you access the site from another country.

Kolar Gold Desk is not a regulated financial entity and does not provide services that require a license in India. The broker discussed, FxPro, is licensed by the FCA in the UK, CySEC in Cyprus, and FSCA in South Africa, but it is not licensed by SEBI in India. This means Indian residents who choose to trade with FxPro do so under the broker's overseas regulation, not under SEBI's rules.

Nothing on this site is intended to alter any legal rights you have under Indian consumer protection law. If a term in this document is found to be unenforceable, the rest of the terms remain in effect. Kolar Gold Desk may change the governing law or jurisdiction clause only by publishing a revised terms page on this site, and the change will apply to disputes arising after the revision date.

How Changes to These Terms Are Published

Kolar Gold Desk may update these terms at any time. When a change is made, the new version is posted on this page with a new date at the top. The date of the latest revision is always visible, so you can tell how recently the terms were updated. There is no separate notification by email or push message; the terms page itself is the single source of truth.

Changes to the terms become effective as soon as they are published on this page. You are responsible for checking this page periodically if you want to stay informed. Continuing to use Kolar Gold Desk after a change means you accept the new terms. If you do not agree with a change, you should stop using the site and not click any affiliate links.

Material changes that affect the affiliate relationship or the limits of liability will be stated clearly in the revised text. Kolar Gold Desk will not hide a change in the middle of a long paragraph without marking it. However, the site is not obligated to keep an archive of old terms versions. The current version on this page is the only legally binding set of terms at any given time.

What the True Cost of a Gold CFD Trade Includes

The true cost of a gold CFD trade on Kolar Gold Desk's covered instrument, XAU/USD with 1 lot equal to 100 oz, includes the spread, the swap, and any conversion costs from INR to USD. The spread is the difference between the buy and sell price quoted by FxPro at the moment you trade. The swap is an overnight financing charge or credit applied if you hold a position past the daily rollover time. Both the spread and the swap vary with market conditions and account type.

The spread is not a fixed number on this site because FxPro does not publish a single spread for all accounts and all market conditions. It depends on liquidity, volatility, and whether you are trading during the London or New York session. The swap depends on the interest rate differential between gold and the US dollar, and it can be positive or negative depending on whether you are long or short. You can see the exact spread and swap for your account in the MT4, MT5, cTrader, or FxPro Edge platform before you place a trade.

A move in gold is worth a specific amount per pip. With 1 standard lot of 100 oz and a pip of 0.01, a one-pip move changes the value of your position by $1.00. If you trade 0.10 lot, a one-pip move is worth $0.10. This is the raw price move value before spreads, swaps, or currency conversion. If you fund your account in INR via local bank transfer, card, or e-wallet, your INR is converted to USD at the rate set by your payment provider, which is another cost to consider.

Kolar Gold Desk Is Information, Not Financial Advice

Kolar Gold Desk is an educational and informational website about gold CFD trading in India, not a financial advisor, broker, or portfolio manager. Nothing on this site—including this terms page, any market commentary, or any worked example—is a recommendation to buy, sell, or hold any financial instrument. The content is prepared by writers who are not registered with SEBI as investment advisers, and no content is tailored to your personal financial situation, objectives, or risk tolerance. You must independently verify all information and consult a SEBI-registered investment adviser or other qualified professional before making any trading decision. Trading gold CFDs involves substantial risk, and you alone are responsible for your trading outcomes.

The site does not provide any form of personalised advice. If you open an account with FxPro through a link on Kolar Gold Desk, that does not create an advisory relationship between you and this website. We do not assess your suitability for trading, we do not know your income, net worth, or trading experience, and we do not monitor your positions. Any statement about leverage, margin, or trade size—such as the fact that a 0.10-lot gold position at 1:200 leverage requires about $85.50 margin—is purely mathematical and illustrative, not a suggestion that you should use that leverage or trade that size. You must decide for yourself what is appropriate after reading FxPro's own risk disclosures and, if necessary, seeking independent advice.

All information on Kolar Gold Desk is provided 'as is' and for general educational purposes only. While we strive for accuracy, we do not guarantee that any figure, reference price, or explanation is current, complete, or suitable for your use. Gold prices, margin requirements, and broker terms change frequently, and the reference price of approximately 4275.0 for XAU/USD is only a snapshot for illustration. You should always check the live trading conditions on FxPro's own platforms—MT4, MT5, cTrader, or FxPro Edge—before acting. By using this site, you acknowledge that you are not relying on it for investment, legal, tax, or accounting advice.

The Full Affiliate Relationship Behind Kolar Gold Desk

Kolar Gold Desk is an affiliate marketing website. When you click on certain links to FxPro on this site and open a trading account, Kolar Gold Desk may receive compensation from FxPro. This compensation can be a one-time payment, a share of the spread or commission you pay, or another arrangement, depending on FxPro's affiliate programme in effect at the time. The compensation does not cost you anything extra; it is paid by FxPro out of its own revenue. However, it means we have a financial incentive to encourage you to open an account with FxPro, and you should consider this bias when reading our content. We do not claim to be objective, and we do not review other brokers.

The affiliate relationship is limited to FxPro and does not extend to any other product or service mentioned on this site. Kolar Gold Desk is not an affiliate of any bank, payment provider, or regulator. We receive no compensation from the use of UPI, local INR bank transfers, cards, or e-wallets mentioned as funding methods. We are not paid for any specific statement on this terms page. The entity that actually serves you if you open an account from India is FxPro Markets Ltd, which is licensed by the FCA (UK), CySEC and FSCA—not by SEBI. That means your account is not protected by Indian investor protection schemes, and you should read FxPro's own terms and risk disclosures carefully.

Because of this affiliate relationship, you should treat any positive framing of FxPro on Kolar Gold Desk as potentially biased. We do not publish negative reviews of FxPro, and we do not compare it with other brokers. Our content is designed to explain how gold CFD trading works and what the true cost of a trade includes—spread, swap, and the value of a price move—but it is not a neutral, consumer-advice website. If you are looking for independent broker comparisons, you should consult sources that are not affiliate-funded. By using this site, you acknowledge that you understand this conflict of interest and that you will not rely solely on our content when choosing a broker.

FAQ

Common questions

Is Kolar Gold Desk an investment adviser?

No. Kolar Gold Desk is an informational website only. It does not provide investment advice, portfolio management, or any service that requires a licence from SEBI or another regulator. The content on the site is for educational purposes and should not be treated as a recommendation to buy or sell gold or any other instrument.

What risk warnings apply to gold trading in India?

Trading gold via CFDs or other leveraged products is high risk. You can lose more than your initial deposit, and losses can exceed your account balance. The desk does not guarantee any profit. Before trading, understand the total cost of each trade, including spreads, swaps, and margin, and consider your own financial situation.

Does Kolar Gold Desk guarantee the accuracy of its content?

No. The desk strives for accuracy but cannot guarantee that all information is current or error-free. Broker terms, spreads, and regulations change. The desk provides content 'as is' and is not liable for any losses incurred from using the information. Always verify details with the broker and official regulators before trading.

What is Kolar Gold Desk's liability if I lose money trading?

The desk has no liability for your trading losses. You are solely responsible for your trading decisions. The desk provides educational content and calculators, but it does not control your trades or broker. By using the site, you agree that the desk is not responsible for any financial outcome from your trading activity.

Can I copy or republish Kolar Gold Desk's content?

No, unless you have written permission. The content is protected by copyright. You may quote a short excerpt with attribution and a link to the original page, but you may not republish entire articles or calculators. For commercial use, contact the desk to request a licence.